Fantastic opportunity for first time buyers
Buying your first home is an exciting experience – a chance to spread your wings, have a place of your own and make plans for the future. Being your first large financial commitment, it can be a rather daunting prospect. So how can we help you navigate the path to home ownership without losing your way with the number of mortgage offers available?
We will ‘hold your hand’ throughout the entire process. From your initial consultation, to submitting your mortgage, liaising with your solicitor to ensure you are always kept up to speed and to keep everything on track, through to completion where we make sure that you are fully protected, should the unforeseen happen. Our service doesn’t stop there. We hope that in the process of buying your home, we build a great relationship with you and as a result, you feel that you can come back to see us in the future, to help with your next step.
Exploring your options
The best place to start is with a no-obligation, initial appointment with one of our advisers who can explain the different mortgage options available at a pace you feel comfortable with. You may find that the estate agent who is arranging your property purchase will want to see an ‘agreement in principle’ (AIP) or ‘decision in principle’ (DIP) to ensure that you can obtain a mortgage. This is something that we can provide you with. Please note that this will depend on your circumstances and will be subject to further underwriting from the lender if you decide to proceed. Only the full mortgage application and assessment along with a property valuation will determine if your mortgage is offered. So whether you are looking on the open market or a new build, give our experienced team a call to book in to discuss this further.